Retail Assets Products

Unsecured Finance (Banking)

A service that generally involves highly complex financial transactions obtained from many large financial institutions for companies with very unique financing needs. Without any collateral mortgages Radiance can arrange these funds on the basis of financial performance of the companies. Funds will be arranged through Banking and Non-Banking Financial Organization. These funds can be used for giving shape to your dreams into reality.

Unsecured Finance (Short term)

Sometimes developed business does come up with the requirements of funds overnight to grab the opportunity that will take them to next level. Radiance group is there for these types of requirements which will allow you to grab any business opportunity with both hands by arranging unsecured funds from various Individuals and Entity. These funds can be arranged for tenure of 3 months to 12 months period.

Loan against Property

Loan against property is one of the preferred way of raising funds against a residential or commercial property by the way of giving it to banks or institutions as mortgage. Radiance is expert in structuring loan against property deals for their clients according to specific requirements such as Long Re payment schedules ,flexi Re Payments, LAP is a overdraft where interest will be charged only when the funds are utilized.

Lease Rental Discounting

Radiance gets the additional benefit of the properties given on lease to the credible companies by getting the funds from Banks and NBFC’s against future rent receivables today in competitive rate of interest and can use it either on your business or on acquiring new properties or any other use.

Radiance has got expertise in getting the loan approved for long term even longer then raising lease terms on the basis of soft commitments from the lessee. We deal with all top Nationalize, Private, Multinational Banks and NBFC’s for their product and also offer 100% loan amount of the property value.

Commercial Property Purchase

Every Businessman wants to buy his own office but taking liquidity out from business and buying a office looks a way difficult ,this product is the answer of the need, clients just need to contribute 25% of the property agreement value and the rest 75% will be funded by the bank .The property gets transferred on the buyers name we at Radiance suggest our clients to take pre approval of commercial properties ,purchase loans and then search property accordingly which always helps to negotiate Good deals as the seller understands that by having a pre sanctioned loan you can pay it immediately also with good discounts as a market trend.

Radiance deal with all top Nationalize, Private, Multinational Banks and NBFC’s for their product and also offer 100% loan amount of the property value.